15. Department of Housing and Urban Development · Minor · Needs Congress

Abandon affirmative obligation authorities in single-family housing programs

Partially done

Printed page 510 15. Department of Housing and Urban Development

“Statutorily restricting eligibility for first-time homebuyers and abandoning the affirmative obligation authorities erected for the single-family housing programs across federal agencies and government-sponsored enterprises.”

What has happened

Aug 25, 2026 Partially done
HUD, FHFA, the CFPB and the banking agencies jointly rescinded the 2022 Interagency Statement on Special Purpose Credit Programs, the last government-wide instrument telling single-family lenders to use credit authorities for equity purposes. FHFA had also proposed, on 2026-06-24, to rescind its Duty to Serve Underserved Markets regulation and replace it with a lighter one; that is a proposal, not a repeal, and does not by itself raise the rung. The statutory authorities the Quote asks Congress to abandon are all still on the books.
- Interagency Rescission of the Interagency Statement on Special Purpose Credit Programs Under ECOA and Regulation B
  Primary Executive branch Aug 25, 2026
- FHFA proposed rule: Enterprise Duty To Serve Underserved Markets — would rescind and replace the Duty to Serve regulation
  Primary Executive branch Jun 24, 2026
Feb 6, 2026 Partially done
FHFA repealed 12 CFR part 1293 in full, ending the requirement that Fannie Mae and Freddie Mac file Equitable Housing Finance Plans — the affirmative obligation the Quote reaches at the government-sponsored enterprises. The Enterprises' statutory housing goals and their statutory Duty to Serve remain; FHFA's 2026–2028 housing goals rule of 2025-12-23 simplified the goals rather than dropping them.
- FHFA final rule: Fair Lending, Fair Housing, and Equitable Housing Finance Plans — repeal of 12 CFR part 1293
  Primary Executive branch Feb 6, 2026
Mar 3, 2025 Partially done
HUD repealed the 2021 Affirmatively Furthering Fair Housing interim rule by interim final rule, striking the AFFH planning and certification machinery from 24 CFR parts 5, 91, 92, 570, 574, 576 and 903. That removes the affirmative obligation the executive branch had built by regulation, but the statutory duty it rested on — Fair Housing Act § 808(e)(5) — is untouched, and this ask is addressed to Congress.
- HUD interim final rule: Affirmatively Furthering Fair Housing Revisions (repeals the 2021 AFFH rule)
  Primary Executive branch Mar 3, 2025

Research log

What was searched, and what didn’t count as evidence

Research notes

Leveled as partial under the rule that rescinding the regulations that actually embody the thing the ask targets is delivery of a piece, even though the ask is addressed to Congress and the statutes stand. It is partial rather than done because the Fair Housing Act’s affirmative duty, the Enterprises’ housing goals and the Duty to Serve all survive.
Overlaps #1412 (repeal of the AFFH regulation, done) and #1413 (special-purpose credit authorities), both on printed p. 509. The AFFH rule and the SPCP rescission are cited in more than one item deliberately.
HUD’s proposed rescission of the Affirmative Fair Housing Marketing regulations (2025-06-03, FR 2025-09991) is a further piece of the same program and is a lead here; it belongs with the fair-housing asks on Chapter 15’s printed p. 509.

Action: eliminate
Object: affirmative obligation authorities for single-family housing programs at federal agencies and GSEs
ID: 1430