15. Department of Housing and Urban Development · Major · Needs Congress
Transfer HUD loan guarantee programs to the SBA
Printed page 512 15. Department of Housing and Urban Development
“Finally, and more fundamentally, Congress could consider a wholesale overhaul of HUD that contemplates devolving many HUD functions to states and localities with any remaining federal functions consolidated to other federal agencies (for example, by transferring loan guarantee programs to SBA; moving Indian housing programs to the Department of the Interior; moving rental assistance, mortgage insurance programs, and GNMA to a redesignated Housing and Home Finance Agency).”
What has happened
- Not started
Nothing found. HUD's loan guarantee programs are still HUD's: it set the FY2026 Section 108 credit-subsidy fee by rule on 2025-11-19 and solicited comment on it again on 2026-01-21, and it amended the Section 184 Indian Housing Loan Guarantee Program's residency rules on 2025-09-04 and extended that program's compliance date on 2025-12-29. No bill, executive order or rule transferring any HUD guarantee program to the Small Business Administration was found.
No action found yet. This entry is the starting point, not a finding.
Research log
What was searched, and what didn’t count as evidence
Research notes
Negative searches, all run 2026-08-27:
- The final and proposed rules we keep and search (as fetched 2026-08-26): every one with HUD as an agency since 2025-01-20 (33 documents, listed and read by title) — the four Section 108 / Section 184 items above are the only loan-guarantee entries and all keep the programs at HUD.
- The bills and public laws we keep and search (from congress.gov), titles matching “Small Business Administration” together with “housing” or “loan guarantee” — one hit, H.R. 9992 (2026-07-30), a data-sharing memorandum of understanding between HUD, FEMA and SBA, not a transfer.
- The White House presidential actions and the presidential documents we keep and search, for “housing” or “urban development” — no HUD reorganization order.
- Federal Register full-text search for “Housing and Home Finance Agency” since 2025-01-20 — two hits, both Title VI rescission rules with no bearing on HUD’s structure.
- Action
- transfer
- Object
- HUD loan guarantee programs
- ID
- 1440