18. Department of Labor and Related Agencies · Notable · Needs Congress
Double the work-based retirement contribution limit for married couples
Printed page 588 18. Department of Labor and Related Agencies
“To equalize access to tax-free retirement savings for married couples, the limit for married couples on 401(k) and similar work-based retirement savings accounts should be double the limit for individuals, regardless of the allocation of work between the couple.”
What has happened
- Not started
No bill of the 119th Congress doubles the 401(k) or other work-based retirement contribution limit for married couples. Retirement legislation in the window went to other objects — Roth in-plan conversions, TSP access and withdrawals, pooled employer plans — and the administration's retirement executive actions (Executive Order 14330 on alternative assets in 401(k) plans, 2025-08-07; Executive Order 14403 establishing TrumpIRA.gov, 2026-04-30) change what plans may hold and how accounts are opened, not the contribution limit.
No action found yet. This entry is the starting point, not a finding.
Research log
What was searched, and what didn’t count as evidence
Research notes
- Negative search: chapter log, Cluster negative search — the BLS, CPI and retirement-limit asks (#1616, #1617, #1618, #1619).
- The limit is set by 26 U.S.C. 402(g) and 415 and indexed annually by the IRS; the indexing notices in the window (Notice 2025-67 and its successor) apply the existing single-person limit and are housekeeping, not this ask.
- Action
- expand
- Object
- 401(k) and work-based retirement account contribution limits
- ID
- 1616