Project 2025 Tracker / What’s done, what’s next

14. Department of Health and Human Services · Notable · Needs Congress

Let states buy private insurance for Medicaid families

Not started

Printed page 468 14. Department of Health and Human Services

“Allow private health insurance. Congress should allow states the option of contributing to a private insurance benefit for all members of the family in a flexible account that rewards healthy behaviors.”

What has happened

  1. Not started

    Congress enacted no new State option to fund family private insurance, and no bill proposes one. Public Law 119-21's health savings account provisions (§§ 71306–71308) expand HSA-qualified coverage in the commercial market — the second half of this Quote's idea — but they do not touch Medicaid, and no State may use Medicaid dollars for a family flexible account beyond the pre-existing premium assistance authority in §§ 1906 and 1906A of the Social Security Act. Negative search recorded in `docs/research/ch-14.md` under the round-2 (ticket 16) cluster searches.

    No action found yet. This entry is the starting point, not a finding.

Research log

What was searched, and what didn’t count as evidence

Research notes

  • Searched: the titles of the bills we keep and search, for “premium assistance” → 0; for “health savings account” → 6 bills, all in committee and none Medicaid-related; the enrolled text of Public Law 119-21 for “premium assistance” → 0; the public laws of the window that we keep and search, from congress.gov.
  • #1294 carries the commercial-market HSA expansion that Public Law 119-21 did deliver; this item is the Medicaid limb and is untouched.
Action
expand
Object
state option to fund private insurance for Medicaid families
ID
1284